Terms of Service
Effective Date: 1/14/2024
Welcome to Life Jacket Leads. By signing up for our lead subscription service, you agree to the following terms and conditions. Please read them carefully before making a purchase.
Our subscription service provides live distribution of leads to subscribing users on a weekly basis. The number of leads you will receive depends on the subscription tier you have selected. Leads are delivered through our platform in real-time based on your state’s license and lead availability.
Refunds are unavailable after you receive your weekly lead subscription receipt. Subscriptions must be canceled or put on hold; we do not provide refunds after purchase. We do replace fresh leads with disconnected numbers within 3 days of sale but we do not refund money. A fresh lead replacement can only be credited back after our customer service verifies that the phone numbers are actually disconnected. Please ensure you understand this policy before purchasing.
If you accidentally purchase more than one subscription, you are responsible for managing and canceling the extra subscription(s). We are not liable for duplicate purchases. It is your responsibility to ensure that the correct subscription is selected before completing your purchase.
You are responsible for managing your own subscription. **Subscriptions must be canceled through our website**. **Emailing our support team or any other method will not be accepted as a form of cancellation**. Your subscription will remain active until you cancel it through the designated cancellation process and received a confirmation email.
If you forget to cancel your subscription and it renews, we are not liable for any charges incurred. **You must cancel your subscription prior to the renewal date** to avoid being charged for the next billing period.
All payments are processed through Stripe, and by subscribing, you agree to comply with Stripe’s terms and conditions.
We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on our website. It is your responsibility to review these terms periodically.
Customers are responsible for maintaining the confidentiality of their account login credentials and any activities that occur under their account. You agree to notify us immediately of any unauthorized use of your account.
We reserve the right to modify or terminate any aspect of our service, including subscription tiers and pricing, at any time. In the event of a price change, we will notify you in advance, and the new rate will apply starting with your next billing cycle.
Free trials and promotional offers are valid for the stated period only and cannot be combined with any other offers. After the promotional period, your subscription will automatically renew at the standard rate unless canceled before the renewal date.
We reserve the right to suspend or terminate your access to the service at any time for any reason, including but not limited to violation of these terms or non-payment of fees. You may cancel your subscription at any time via your account settings.
Subscription fees are billed on a recurring basis, based on your chosen weekly billing cycle. We accept major credit cards and other payment methods as specified at checkout. If a payment fails, we reserve the right to suspend your access to the service until payment is received.
We provide our services ‘as is’ and without warranties of any kind, either expressed or implied. To the fullest extent permitted by law, we disclaim any and all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. In no event shall Life Jacket Leads be liable for any indirect, incidental, or consequential damages arising out of or related to the use of our service.
We collect, store, and use your personal information in accordance with our Privacy Policy. By using our service, you consent to the collection and use of this information as outlined in our Privacy Policy.
These terms shall be governed by and construed in accordance with the laws of Colorado. Any disputes arising under or related to these terms shall be resolved through binding arbitration in Colorado in accordance with the rules of the American Arbitration Association.
All content, software, and services provided by Life Jacket Leads are the exclusive property of Life Jacket Leads. You agree not to reproduce, duplicate, or resell any part of the service without prior written consent from us.
Your subscription will automatically renew at the end of each billing cycle unless you cancel your subscription before the renewal date. By agreeing to these terms, you acknowledge that your subscription has an automatic renewal feature.
These Terms & Conditions (“Terms”) govern the purchase and use of leads, data, and related services provided by 524 Enterprises LLC, d/b/a Life Jacket Leads (“Company,” “We,” “Us”). By purchasing leads, accessing delivery systems, or using any Company services, you (“Client,” “You”) agree to be legally bound by these Terms. If you do not agree, do not purchase or use our Services.
Life Jacket Leads provides:
All Services are delivered digitally via the proprietary platform (“Mova”) or by electronic transmission.
A “Fresh Lead” is defined as a consumer inquiry that has been submitted and delivered to the purchasing agent within forty-eight (48) hours of generation.
Fresh Leads purchased as “exclusive” are assigned exclusively to the purchasing Client for a period of thirty (30) days from delivery.
The Company does not control third-party websites, advertisers, or consumer behavior and cannot guarantee that consumers have not submitted information elsewhere outside of the Company’s systems.
An “Aged Lead” is defined as a lead that:
Aged Leads may be resold one (1) additional time unless otherwise stated at the time of purchase.
Client acknowledges that aged leads are inherently older data and may exhibit reduced performance compared to Fresh Leads. Aged Lead sales are all final and are not subject to return or refund policies that Fresh Leads are.
All lead data, consumer submissions, and associated records remain the intellectual property of the Company. Client is granted a limited, non-transferable, non-exclusive license to use purchased lead data solely for internal marketing and sales purposes during the applicable exclusivity period. No ownership rights, resale rights, or permanent exclusivity rights are transferred to Client.
All Services constitute digital goods delivered electronically.
Delivery is considered complete when leads are:
Client acknowledges that electronic delivery satisfies fulfillment obligations.
All leads are deemed accepted forty-eight (48) hours after delivery unless Client submits a written issue report through official Company support channels.
Failure to report issues within this window constitutes acceptance of delivery and data quality.
After acceptance:
Refunds are issued only under the following limited circumstances:
A lead is considered a duplicate only if:
All refunds are issued as account credits only. No cash refunds are provided.
The Company may replace leads only for:
Client authorizes the Company to charge the provided payment method for all purchases, subscriptions, invoices, and Services.
Accepted payment methods include:
Client is responsible for maintaining valid billing information and authorizes all transactions initiated through their account.
Client agrees to:
Failure to follow reporting procedures voids refund and replacement eligibility.
Client assumes full responsibility for compliance with:
The Company does not provide legal compliance guarantees, is not responsible for Client dialing practices, and is not liable for violations arising from Client outreach activities.
By purchasing, Client agrees:
The Company reserves the right to:
Chargebacks for “product not received,” “credit not processed,” or similar claims will be contested.
The Company is not liable for:
Maximum liability is limited to the amount paid for the specific disputed order.
All disputes shall be resolved exclusively in Colorado state or federal courts.
Client agrees:
Colorado law governs all transactions.
Before initiating legal action, Client must:
Failure to comply constitutes breach of these Terms.
The Company reserves the right to suspend or terminate service for:
The Company may update these Terms at any time. Continued use constitutes acceptance.
By purchasing, Client confirms:
Note: This HTML snippet is formatting-only and does not constitute legal advice.
Terms & Conditions — Version 4.0
Effective Date: February 9, 2026
© 2026 524 Enterprises LLC d/b/a Life Jacket Leads. All rights reserved.
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