Terms of Service
Effective Date: 1/14/2024
Welcome to Life Jacket Leads. By signing up for our lead subscription service, you agree to the following terms and conditions. Please read them carefully before making a purchase.
Our subscription service provides live distribution of leads to subscribing users on a weekly basis. The number of leads you will receive depends on the subscription tier you have selected. Leads are delivered through our platform in real-time based on your state’s license and lead availability.
Refunds are unavailable after you receive your weekly lead subscription receipt. Subscriptions must be canceled or put on hold; we do not provide refunds after purchase. We do replace fresh leads with disconnected numbers within 3 days of sale but we do not refund money. A fresh lead replacement can only be credited back after our customer service verifies that the phone numbers are actually disconnected. Please ensure you understand this policy before purchasing.
If you accidentally purchase more than one subscription, you are responsible for managing and canceling the extra subscription(s). We are not liable for duplicate purchases. It is your responsibility to ensure that the correct subscription is selected before completing your purchase.
You are responsible for managing your own subscription. **Subscriptions must be canceled through our website**. **Emailing our support team or any other method will not be accepted as a form of cancellation**. Your subscription will remain active until you cancel it through the designated cancellation process and received a confirmation email.
If you forget to cancel your subscription and it renews, we are not liable for any charges incurred. **You must cancel your subscription prior to the renewal date** to avoid being charged for the next billing period.
All payments are processed through Stripe, and by subscribing, you agree to comply with Stripe’s terms and conditions.
We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on our website. It is your responsibility to review these terms periodically.
Customers are responsible for maintaining the confidentiality of their account login credentials and any activities that occur under their account. You agree to notify us immediately of any unauthorized use of your account.
We reserve the right to modify or terminate any aspect of our service, including subscription tiers and pricing, at any time. In the event of a price change, we will notify you in advance, and the new rate will apply starting with your next billing cycle.
Free trials and promotional offers are valid for the stated period only and cannot be combined with any other offers. After the promotional period, your subscription will automatically renew at the standard rate unless canceled before the renewal date.
We reserve the right to suspend or terminate your access to the service at any time for any reason, including but not limited to violation of these terms or non-payment of fees. You may cancel your subscription at any time via your account settings.
Subscription fees are billed on a recurring basis, based on your chosen weekly billing cycle. We accept major credit cards and other payment methods as specified at checkout. If a payment fails, we reserve the right to suspend your access to the service until payment is received.
We provide our services ‘as is’ and without warranties of any kind, either expressed or implied. To the fullest extent permitted by law, we disclaim any and all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. In no event shall Life Jacket Leads be liable for any indirect, incidental, or consequential damages arising out of or related to the use of our service.
We collect, store, and use your personal information in accordance with our Privacy Policy. By using our service, you consent to the collection and use of this information as outlined in our Privacy Policy.
These terms shall be governed by and construed in accordance with the laws of Colorado. Any disputes arising under or related to these terms shall be resolved through binding arbitration in Colorado in accordance with the rules of the American Arbitration Association.
All content, software, and services provided by Life Jacket Leads are the exclusive property of Life Jacket Leads. You agree not to reproduce, duplicate, or resell any part of the service without prior written consent from us.
Your subscription will automatically renew at the end of each billing cycle unless you cancel your subscription before the renewal date. By agreeing to these terms, you acknowledge that your subscription has an automatic renewal feature.
These Terms & Conditions (“Terms”) govern your purchase and use of leads, data, and related services provided by 524 Enterprises LLC, d/b/a Life Jacket Leads (“Company,” “We,” “Us”).
By purchasing leads, receiving data, accessing delivery systems, or using any of our services, you (“Client,” “You,” “Your”) agree to these Terms.
If you do not agree, do not purchase or use our services.
Life Jacket Leads (“Company”) provides real-time leads, aged leads, exclusive leads, and shared leads. All services are delivered digitally through the Company’s proprietary distribution platform (Mova), or via email upon request.
Lead quality is not guaranteed. No guarantee of sales, success, or conversion is expressed or implied.
All orders are fulfilled within fourteen (14) days unless mutually agreed otherwise. Delivery occurs once leads are posted to the Mova delivery system or sent via email.
Refunds are issued only under the following circumstances:
All refunds are processed as account credits unless otherwise stated. No cash refunds.
The Company replaces leads only for disconnected phone numbers within the first 48 hours. Invalid, incomplete, or inaccurate data may be replaced at Company discretion.
Accepted payment methods include:
Chargebacks or disputes filed without first contacting the Company violate these Terms & Conditions.
Clients agree to:
Failure to follow proper reporting procedures voids refund and replacement eligibility.
By purchasing, Client agrees:
Chargebacks may result in suspension of service.
Company is not liable for:
All data is sold as-is.
Client acknowledges:
All sales are final except as otherwise specified in this Agreement.
All disputes, claims, or disagreements between the Client and 524 Enterprises LLC (“Company”)— including but not limited to billing issues, refunds, credits, chargebacks, service quality concerns, or alleged contract violations—shall be resolved exclusively in the state or federal courts located in Colorado.
Client agrees not to request, initiate, or petition for a change of venue, and waives any right to have any dispute heard in any jurisdiction outside the State of Colorado.
Client waives the right to file or participate in any class action, collective action, or multi-plaintiff action. All claims must be brought individually.
The laws of the State of Colorado govern all transactions, services, and agreements made between the Client and Company.
Before initiating any lawsuit, legal claim, complaint, or action against the Company, the Client must:
Failure to follow this process constitutes a breach of these Terms & Conditions.
The Company may update these Terms at any time. Continued use of services constitutes acceptance of updated Terms.
By purchasing, Client acknowledges:
Last Updated: 12/09/2025
Version: 1.0.1
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